BimaVivad Logo
IRDAI Compliant & Ombudsman Practice

Insurance Dispute Resolution Services

Explore our specialized legal advocacy services designed to challenge unfair claim rejections, unjustified delays, and insurance mis-selling.

100% Ombudsman Advocacy

Claim Rejection

Unfair denial of valid claims based on technicalities, pre-existing clauses, or misinterpretation of policy terms.

30-Day IRDAI Penalty

Claim Delay

Unreasonable delays in processing and settling claims beyond mandated IRDAI statutory timelines.

Full Premium Refund

Mis-selling Grievance

Fraudulent sales tactics where policies are sold as fixed deposits or with false single-pay promises.

Deduction Recovery

Short-settled Claims

Partial payment of claims where unjustified deductions, surveyor haircuts, or co-pay cuts are made.

Cashless Protection

Reimbursement Issues

Disputes arising from out-of-pocket hospital expenses, room rent capping, and slashed TPA line items.

Pre-Claim Risk Mitigation

Policy Legal Audit

Comprehensive proactive review of existing policies to identify hidden clause risks before a claim arises.